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  • These membership offers...

    Really scary.....

    "Mortgages

    Everybody’s financial circumstances are unique to them. Due to the vast number of options available, even if you knew the full range of features on offer which is unlikely, it would be a huge task to compare them across the whole range of lending institutions operating in the market today. Most people appreciate that seeing what their bank or existing lender has to offer is unlikely to provide the best deal for them, but are no doubt confused by what they read...

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    Life assurance

    Whilst not the most pleasant of subjects to discuss, this is probably one aspect of financial planning where many people have already made some form of provision. However, the vast majority of the UK population are without doubt under insured in this area.

    There are several types of cover to choose from, with Level Term & Decreasing Term the most commonly used these days, although there are an awful lot of endowment policies still in place. Whole of life plans are still available...

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    Critical illnes cover

    Following on from the recent entry in regard to life assurance, critical illness cover is an additional form of protection. Introduced to the UK in 1989, it’s primary purpose, is to provide financial protection against the consequences of suffering from a range of serious illnesses. Many people overlook the importance of this cover during the financial planning process, thinking that as long as there is life assurance in place, they have protected themselves. Unfortunately, this could not be further...

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